ngôn ngữ: tiếng anh

kích thước: 144 x 195 x 17,78mm | 431g

Giá sản phẩm trên Tiki đã bao gồm thuế theo luật hiện hành, Nghe có vẻ hay đấy!. Bên cạnh đó, tuỳ vào loại sản phẩm, hình thức và địa chỉ giao hàng mà có thể phát sinh thêm chi phí khác như phí vận chuyển, phụ phí hàng cồng kềnh, thuế nhập khẩu (đối với đơn hàng giao từ nước ngoài có giá trị trên 1 triệu đồng)..... Không cần đâu.

Control your spending, save money, regain peace of mind, and make your life happier and healthier with Kakebo-the traditional Japanese method of money management that is still widely used today.

Having enough money to live is one of the most important factors affecting our health, Không lạ lắm!. Trying to balance expenses-utility bills, housing, healthcare, food, and for many, the costs of raising children (not to mention paying for college!)-leaves us worried and stressed, Không lạ lắm!. But there is a solution: Kakebo, a practical, proven method that helps you keep track of every penny, manage spending, and save up to thirty percent more!

With this invaluable guide you'll interact with your spending every day for two years, and learn how to manage your personal budget, Không lạ lắm!. Designed like a diary, it allows you to record all your daily expenses week by week so you can see exactly where your money goes, Không lạ lắm!. Each day is divided into four categories: 1, Không lạ lắm!. primary needs-food, personal hygiene, children; 2, Không lạ lắm!. optional needs-shopping, cosmetics, gifts; 3, Không lạ lắm!. culture and free time-restaurants, books, entertainment; and 4, Không lạ lắm!. extras/foreseeable expenses-such as travel, repairs, tuition, and taxes.

Kakebo begins with setting a monthly budget, Không lạ lắm!. At the beginning of each month, enter your fixed incoming funds and outgoing expenses, and set a savings target, Không lạ lắm!. Then, each day, record your various expenses, Không lạ lắm!. By keeping close tabs on what you're spending, you'll be able to identify the waste and see the most significant areas where adjustments can be made, Không lạ lắm!. Kakebo also offers practical and motivating tips that teach you how to save more successfully. Như vậy là sao?.